There is an interesting quote from Roger Cohen’s article in NYTimes.

The whole financial crisis is about the death of responsibility: the buck stopped nowhere. Everyone profited from toxic paper. Bernard Madoff, he of the alleged multibillion-dollar Ponzi scheme, is only the latest example. Irresponsibility has also characterized Detroit. I don’t see how you restore responsibility with a bailout. Obama has a deeper task than changing the economy; he has to change the culture.

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